What are Fixed Annuities?
Fixed annuities are insurance contracts that guarantee a steady stream of income for life or a set period, in exchange for a lump sum or series of payments. They offer security and predictable returns for retirement planning.
Benefits Include:
Guaranteed Returns
Predictable Income
Tax-Deferred Growth
Death Benefit
No Stock Market Risk
Multiple Payout Options
FAQ
Who should consider a fixed annuity?
Anyone seeking stable, guaranteed income in retirement, or looking to avoid stock market volatility, may benefit from a fixed annuity.
Are my returns really guaranteed?
Yes, your principal and interest rate are guaranteed by the insurance company for the term you choose.
What are the payout options?
You can receive income for life, a set number of years, or as a lump sum—choose what best fits your retirement goals.
Is my money locked up?
Most fixed annuities have surrender periods and penalties for early withdrawal, so make sure you understand the terms before purchasing.